Side-by-side · Q2 2026 data
U S Pipe Bessemer Employees Federal Credit Union vs Chem Family Credit Union
Credit union
U S Pipe Bessemer Employees Federal Credit Union
Bessemer, Alabama · Under $100 million in assets
Metric by metric
| Measure | U S Pipe Bessemer Employees Federal Credit Union | Chem Family Credit Union |
|---|---|---|
| TellerScore | 64 | 88 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 56 (stronger) | 39 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 78 | 100 (stronger) |
| Peer percentile | 28th | 85th |
| Total assets | $3.1M | $4.1M |
| Deposits / shares | $2.3M | $2.9M |
| Capital ratio | 22.96% | 28.15% (stronger) |
| Problem loans | 8.36% | 0.00% (stronger) |
| Net charge-offs | -0.50% (stronger) | 0.00% |
| Return on assets | 0.90% (stronger) | 0.47% |
| Loans ÷ deposits | 40.7% (stronger) | 41.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chem Family Credit Union has the higher TellerScore (88 vs 64). On the 6 directional measures above (where higher or lower is clearly better), U S Pipe Bessemer Employees Federal Credit Union leads on 3 and Chem Family Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.