Side-by-side · Q2 2026 data
U S Pipe Bessemer Employees Federal Credit Union vs Rocket City Federal Credit Union
Credit union
U S Pipe Bessemer Employees Federal Credit Union
Bessemer, Alabama · Under $100 million in assets
Credit union
Rocket City Federal Credit Union
Huntsville, Alabama · Under $100 million in assets
Metric by metric
| Measure | U S Pipe Bessemer Employees Federal Credit Union | Rocket City Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 94 (stronger) |
| Earnings | 56 | 78 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 78 | 99 (stronger) |
| Peer percentile | 28th | 95th |
| Total assets | $3.1M | $69.1M |
| Deposits / shares | $2.3M | $57.4M |
| Capital ratio | 22.96% (stronger) | 17.25% |
| Problem loans | 8.36% | 0.17% (stronger) |
| Net charge-offs | -0.50% (stronger) | 0.21% |
| Return on assets | 0.90% | 1.45% (stronger) |
| Loans ÷ deposits | 40.7% (stronger) | 52.6% |
| Uninsured deposits | 0.0% (stronger) | 1.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rocket City Federal Credit Union has the higher TellerScore (94 vs 64). On the 7 directional measures above (where higher or lower is clearly better), U S Pipe Bessemer Employees Federal Credit Union leads on 4 and Rocket City Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.