Side-by-side · Q2 2026 data
Ufcw Community Federal Credit Union vs Scranton Downtown Federal Credit Union
Credit union
Ufcw Community Federal Credit Union
Wyoming, Pennsylvania · $100 million – $1 billion
Credit union
Scranton Downtown Federal Credit Union
Scranton, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Ufcw Community Federal Credit Union | Scranton Downtown Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 67 |
| Loan quality | 61 (stronger) | 53 |
| Earnings | 80 (stronger) | 34 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 89th | 28th |
| Total assets | $181.4M | $13.2M |
| Deposits / shares | $158.9M | $11.6M |
| Capital ratio | 15.35% (stronger) | 11.72% |
| Problem loans | 1.18% (stronger) | 1.41% |
| Net charge-offs | 0.44% | 0.00% (stronger) |
| Return on assets | 1.51% (stronger) | 0.36% |
| Loans ÷ deposits | 36.6% (stronger) | 39.6% |
| Uninsured deposits | 2.6% (stronger) | 7.0% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Ufcw Community Federal Credit Union has the higher TellerScore (86 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Ufcw Community Federal Credit Union leads on 6 and Scranton Downtown Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.