Side-by-side · Q2 2026 data
Ufirst Federal Credit Union vs North Country Federal Credit Union
Credit union
North Country Federal Credit Union
Burlington, Vermont · $1 billion – $10 billion
Metric by metric
| Measure | Ufirst Federal Credit Union | North Country Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 69 (stronger) | 64 |
| Earnings | 40 | 53 (stronger) |
| Funding & liquidity | 70 (stronger) | 69 |
| Problem-loan coverage | 90 (stronger) | 82 |
| Peer percentile | 66th | 22nd |
| Total assets | $128.6M | $1.1B |
| Deposits / shares | $113.5M | $1.0B |
| Capital ratio | 15.41% (stronger) | 9.72% |
| Problem loans | 0.92% (stronger) | 1.09% |
| Net charge-offs | 0.40% (stronger) | 0.43% |
| Return on assets | 0.51% | 0.82% (stronger) |
| Loans ÷ deposits | 90.5% (stronger) | 91.3% |
| Uninsured deposits | 2.5% (stronger) | 6.3% |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ufirst Federal Credit Union has the higher TellerScore (75 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Ufirst Federal Credit Union leads on 6 and North Country Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.