Side-by-side · Q2 2026 data
UMB Bank, National Association vs Del Norte Credit Union
Metric by metric
| Measure | UMB Bank, National Association | Del Norte Credit Union |
|---|---|---|
| TellerScore | 65 | 66 (stronger) |
| Capital cushion | 39 | 44 (stronger) |
| Loan quality | 89 (stronger) | 85 |
| Earnings | 75 (stronger) | 51 |
| Funding & liquidity | 43 | 83 (stronger) |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 54th | 44th |
| Total assets | $71.9B | $1.5B |
| Deposits / shares | $60.2B | $1.3B |
| Capital ratio | 8.89% | 9.43% (stronger) |
| Problem loans | 0.34% (stronger) | 0.45% |
| Net charge-offs | 0.17% (stronger) | 1.00% |
| Return on assets | 1.39% (stronger) | 0.78% |
| Loans ÷ deposits | 67.7% (stronger) | 75.5% |
| Uninsured deposits | 63.6% | 16.9% (stronger) |
| Offices | 189 | 10 |
| CFPB complaints (3 yrs) | 306 | — |
| Complaints per $1B deposits | 5.1 | — |
| Mortgage denial rate (HMDA) | 30.5% | 16.7% |
Del Norte Credit Union has the higher TellerScore (66 vs 65). On the 7 directional measures above (where higher or lower is clearly better), UMB Bank, National Association leads on 4 and Del Norte Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Santa Fe, NM
- Rio Rancho, NM
- Espanola, NM
- Los Alamos, NM