Side-by-side · Q2 2026 data
UMB Bank, National Association vs Stifel Bank and Trust
Metric by metric
| Measure | UMB Bank, National Association | Stifel Bank and Trust |
|---|---|---|
| TellerScore | 65 (stronger) | 59 |
| Capital cushion | 39 (stronger) | 21 |
| Loan quality | 89 (stronger) | 64 |
| Earnings | 75 | 94 (stronger) |
| Funding & liquidity | 43 | 71 (stronger) |
| Problem-loan coverage | 96 (stronger) | 77 |
| Peer percentile | 54th | 25th |
| Total assets | $71.9B | $19.6B |
| Deposits / shares | $60.2B | $17.5B |
| Capital ratio | 8.89% (stronger) | 7.07% |
| Problem loans | 0.34% (stronger) | 1.09% |
| Net charge-offs | 0.17% (stronger) | 0.41% |
| Return on assets | 1.39% | 1.86% (stronger) |
| Loans ÷ deposits | 67.7% (stronger) | 86.4% |
| Uninsured deposits | 63.6% | 17.1% (stronger) |
| Offices | 189 | 2 |
| CFPB complaints (3 yrs) | 306 | — |
| Complaints per $1B deposits | 5.1 | — |
| Mortgage denial rate (HMDA) | 30.5% | 2.3% |
UMB Bank, National Association has the higher TellerScore (65 vs 59). On the 7 directional measures above (where higher or lower is clearly better), UMB Bank, National Association leads on 5 and Stifel Bank and Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.