Side-by-side · Q2 2026 data
UMB Bank, National Association vs Stifel Bank
Metric by metric
| Measure | UMB Bank, National Association | Stifel Bank |
|---|---|---|
| TellerScore | 65 | 69 (stronger) |
| Capital cushion | 39 (stronger) | 21 |
| Loan quality | 89 | 98 (stronger) |
| Earnings | 75 | 75 |
| Funding & liquidity | 43 | 88 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 54th | 69th |
| Total assets | $71.9B | $14.6B |
| Deposits / shares | $60.2B | $13.7B |
| Capital ratio | 8.89% (stronger) | 7.06% |
| Problem loans | 0.34% | 0.06% (stronger) |
| Net charge-offs | 0.17% | -0.00% (stronger) |
| Return on assets | 1.39% (stronger) | 1.38% |
| Loans ÷ deposits | 67.7% (stronger) | 72.6% |
| Uninsured deposits | 63.6% | 12.5% (stronger) |
| Offices | 189 | 1 |
| CFPB complaints (3 yrs) | 306 | — |
| Complaints per $1B deposits | 5.1 | — |
| Mortgage denial rate (HMDA) | 30.5% | — |
Stifel Bank has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), UMB Bank, National Association leads on 3 and Stifel Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.