Side-by-side · Q2 2026 data
UniBank vs Liberty Bank
Metric by metric
| Measure | UniBank | Liberty Bank |
|---|---|---|
| TellerScore | 50 | 57 (stronger) |
| Capital cushion | 23 | 44 (stronger) |
| Loan quality | 82 | 95 (stronger) |
| Earnings | 10 | 34 (stronger) |
| Funding & liquidity | 76 (stronger) | 25 |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 7th | 14th |
| Total assets | $393.0M | $206.0M |
| Deposits / shares | $322.6M | $164.4M |
| Capital ratio | 7.31% | 9.35% (stronger) |
| Problem loans | 0.54% | 0.14% (stronger) |
| Net charge-offs | -1.39% (stronger) | 0.00% |
| Return on assets | -0.25% | 0.36% (stronger) |
| Loans ÷ deposits | 83.0% (stronger) | 100.8% |
| Uninsured deposits | 16.0% (stronger) | 45.6% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Liberty Bank has the higher TellerScore (57 vs 50). On the 7 directional measures above (where higher or lower is clearly better), UniBank leads on 3 and Liberty Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.