Side-by-side · Q2 2026 data
Unified Bank vs Eagle Can Employees Federal Credit Union
Credit union
Eagle Can Employees Federal Credit Union
Wellsburg, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Unified Bank | Eagle Can Employees Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 80 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 57 | 61 (stronger) |
| Earnings | 75 (stronger) | 51 |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 78 | 97 (stronger) |
| Peer percentile | 22nd | 65th |
| Total assets | $871.7M | $455K |
| Deposits / shares | $702.1M | $307K |
| Capital ratio | 8.99% | 32.19% (stronger) |
| Problem loans | 1.29% | 1.18% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.38% (stronger) | 0.79% |
| Loans ÷ deposits | 70.1% | 56.1% (stronger) |
| Uninsured deposits | 16.0% | 0.0% (stronger) |
| Offices | 19 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | — |
Eagle Can Employees Federal Credit Union has the higher TellerScore (80 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Unified Bank leads on 1 and Eagle Can Employees Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.