Side-by-side · Q2 2026 data
Unified Bank vs Hancock County Savings Bank, F.S.B.
Metric by metric
| Measure | Unified Bank | Hancock County Savings Bank, F.S.B. |
|---|---|---|
| TellerScore | 62 | 79 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 57 | 79 (stronger) |
| Earnings | 75 (stronger) | 59 |
| Funding & liquidity | 89 (stronger) | 53 |
| Problem-loan coverage | 78 | 93 (stronger) |
| Peer percentile | 22nd | 75th |
| Total assets | $871.7M | $508.0M |
| Deposits / shares | $702.1M | $401.2M |
| Capital ratio | 8.99% | 18.37% (stronger) |
| Problem loans | 1.29% | 0.63% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.02% |
| Return on assets | 1.38% (stronger) | 0.97% |
| Loans ÷ deposits | 70.1% (stronger) | 106.9% |
| Uninsured deposits | 16.0% | 7.9% (stronger) |
| Offices | 19 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | — |
Hancock County Savings Bank, F.S.B. has the higher TellerScore (79 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Unified Bank leads on 3 and Hancock County Savings Bank, F.S.B. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.