Side-by-side · Q2 2026 data
Union Bank and Trust Company vs Bank of Colorado
Metric by metric
| Measure | Union Bank and Trust Company | Bank of Colorado |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 56 (stronger) | 55 |
| Loan quality | 89 | 97 (stronger) |
| Earnings | 86 (stronger) | 74 |
| Funding & liquidity | 69 (stronger) | 55 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 80th | 74th |
| Total assets | $9.2B | $7.6B |
| Deposits / shares | $7.5B | $6.6B |
| Capital ratio | 10.65% (stronger) | 10.53% |
| Problem loans | 0.32% | 0.10% (stronger) |
| Net charge-offs | 0.10% | 0.01% (stronger) |
| Return on assets | 1.66% (stronger) | 1.35% |
| Loans ÷ deposits | 91.6% | 80.2% (stronger) |
| Uninsured deposits | 11.8% (stronger) | 37.7% |
| Offices | 37 | 55 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | 12.4% |
Union Bank and Trust Company has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Union Bank and Trust Company leads on 4 and Bank of Colorado on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.