Side-by-side · Q2 2026 data
Union Bank & Trust Company vs Bank of 1889
Metric by metric
| Measure | Union Bank & Trust Company | Bank of 1889 |
|---|---|---|
| TellerScore | 66 | 72 (stronger) |
| Capital cushion | 52 | 58 (stronger) |
| Loan quality | 63 | 72 (stronger) |
| Earnings | 83 | 100 (stronger) |
| Funding & liquidity | 68 (stronger) | 55 |
| Problem-loan coverage | 83 | 88 (stronger) |
| Peer percentile | 31st | 50th |
| Total assets | $355.8M | $339.2M |
| Deposits / shares | $320.8M | $298.8M |
| Capital ratio | 10.19% | 10.85% (stronger) |
| Problem loans | 1.11% | 0.84% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.17% |
| Return on assets | 1.57% | 2.01% (stronger) |
| Loans ÷ deposits | 85.8% (stronger) | 86.9% |
| Uninsured deposits | 20.8% (stronger) | 31.3% |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.2% |
Bank of 1889 has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Union Bank & Trust Company leads on 3 and Bank of 1889 on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.