Side-by-side · Q2 2026 data
Union Bank & Trust Company vs Partners Bank
Metric by metric
| Measure | Union Bank & Trust Company | Partners Bank |
|---|---|---|
| TellerScore | 66 | 71 (stronger) |
| Capital cushion | 52 | 87 (stronger) |
| Loan quality | 63 | 69 (stronger) |
| Earnings | 83 (stronger) | 61 |
| Funding & liquidity | 68 (stronger) | 42 |
| Problem-loan coverage | 83 | 89 (stronger) |
| Peer percentile | 31st | 47th |
| Total assets | $355.8M | $417.1M |
| Deposits / shares | $320.8M | $354.0M |
| Capital ratio | 10.19% | 13.73% (stronger) |
| Problem loans | 1.11% | 0.93% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.39% |
| Return on assets | 1.57% (stronger) | 1.04% |
| Loans ÷ deposits | 85.8% (stronger) | 102.4% |
| Uninsured deposits | 20.8% (stronger) | 29.2% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.6% |
Partners Bank has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Union Bank & Trust Company leads on 4 and Partners Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.