Side-by-side · Q2 2026 data
Union Bank & Trust Company vs Today's Bank
Metric by metric
| Measure | Union Bank & Trust Company | Today's Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 62 |
| Capital cushion | 52 (stronger) | 45 |
| Loan quality | 63 | 75 (stronger) |
| Earnings | 83 (stronger) | 50 |
| Funding & liquidity | 68 | 77 (stronger) |
| Problem-loan coverage | 83 | 84 (stronger) |
| Peer percentile | 31st | 22nd |
| Total assets | $355.8M | $351.0M |
| Deposits / shares | $320.8M | $294.6M |
| Capital ratio | 10.19% (stronger) | 9.54% |
| Problem loans | 1.11% | 0.74% (stronger) |
| Net charge-offs | 0.10% | 0.01% (stronger) |
| Return on assets | 1.57% (stronger) | 0.75% |
| Loans ÷ deposits | 85.8% | 82.8% (stronger) |
| Uninsured deposits | 20.8% | 14.4% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.0% |
Union Bank & Trust Company has the higher TellerScore (66 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Union Bank & Trust Company leads on 3 and Today's Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.