Side-by-side · Q2 2026 data
Union Bank and Trust Company vs Drake Bank
Metric by metric
| Measure | Union Bank and Trust Company | Drake Bank |
|---|---|---|
| TellerScore | 38 (stronger) | 18 |
| Capital cushion | 50 (stronger) | 23 |
| Loan quality | 0 | 0 |
| Earnings | 55 (stronger) | 0 |
| Funding & liquidity | 50 | 71 (stronger) |
| Problem-loan coverage | 47 (stronger) | 0 |
| Peer percentile | 2nd | 0th |
| Total assets | $253.4M | $247.4M |
| Deposits / shares | $230.9M | $211.6M |
| Capital ratio | 10.02% (stronger) | 7.27% |
| Problem loans | 3.13% (stronger) | 4.49% |
| Net charge-offs | 0.00% (stronger) | 0.65% |
| Return on assets | 0.87% (stronger) | -1.24% |
| Loans ÷ deposits | 49.2% (stronger) | 88.8% |
| Uninsured deposits | 67.4% | 14.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.0% |
Union Bank and Trust Company has the higher TellerScore (38 vs 18). On the 7 directional measures above (where higher or lower is clearly better), Union Bank and Trust Company leads on 6 and Drake Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.