Side-by-side · Q2 2026 data
Union Bank & Trust Company vs Brighton Bank
Metric by metric
| Measure | Union Bank & Trust Company | Brighton Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 63 |
| Capital cushion | 79 (stronger) | 48 |
| Loan quality | 12 | 98 (stronger) |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 77 | 94 (stronger) |
| Problem-loan coverage | 74 | 99 (stronger) |
| Peer percentile | 28th | 22nd |
| Total assets | $98.1M | $51.0M |
| Deposits / shares | $85.0M | $45.5M |
| Capital ratio | 12.87% (stronger) | 9.79% |
| Problem loans | 2.63% | 0.07% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 2.02% (stronger) | -1.08% |
| Loans ÷ deposits | 78.4% | 66.6% (stronger) |
| Uninsured deposits | 19.0% | 10.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union Bank & Trust Company has the higher TellerScore (66 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Union Bank & Trust Company leads on 3 and Brighton Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.