Side-by-side · Q2 2026 data
Union Bank & Trust Company vs The Lauderdale County Bank
Metric by metric
| Measure | Union Bank & Trust Company | The Lauderdale County Bank |
|---|---|---|
| TellerScore | 66 | 67 (stronger) |
| Capital cushion | 79 (stronger) | 65 |
| Loan quality | 12 | 50 (stronger) |
| Earnings | 100 (stronger) | 56 |
| Funding & liquidity | 77 | 98 (stronger) |
| Problem-loan coverage | 74 | 87 (stronger) |
| Peer percentile | 28th | 30th |
| Total assets | $98.1M | $67.5M |
| Deposits / shares | $85.0M | $59.9M |
| Capital ratio | 12.87% (stronger) | 11.54% |
| Problem loans | 2.63% | 1.50% (stronger) |
| Net charge-offs | 0.05% | -0.01% (stronger) |
| Return on assets | 2.02% (stronger) | 0.89% |
| Loans ÷ deposits | 78.4% | 50.9% (stronger) |
| Uninsured deposits | 19.0% | 16.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Lauderdale County Bank has the higher TellerScore (67 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Union Bank & Trust Company leads on 2 and The Lauderdale County Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.