TellerScore

Side-by-side · Q2 2026 data

Union Bank vs First Financial Bank

Bank

Union Bank

Mena, Arkansas · $100 million – $1 billion

82of 100
Strong

Bank

First Financial Bank

El Dorado, Arkansas · $1 billion – $10 billion

50of 100
Below average

Metric by metric

MeasureUnion BankFirst Financial Bank
TellerScore82 (stronger)50
Capital cushion64 (stronger)62
Loan quality91 (stronger)0
Earnings100100
Funding & liquidity71 (stronger)44
Problem-loan coverage97 (stronger)47
Peer percentile82nd7th
Total assets$710.2M$2.0B
Deposits / shares$625.9M$1.7B
Capital ratio11.40% (stronger)11.15%
Problem loans0.26% (stronger)3.64%
Net charge-offs0.06% (stronger)0.21%
Return on assets2.43% (stronger)2.18%
Loans ÷ deposits76.6% (stronger)102.1%
Uninsured deposits26.4% (stronger)28.2%
Offices1016
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)1.3%7.5%

Union Bank has the higher TellerScore (82 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Union Bank leads on 7 and First Financial Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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