Side-by-side · Q2 2026 data
Union Bank vs Bank of Lincoln County
Metric by metric
| Measure | Union Bank | Bank of Lincoln County |
|---|---|---|
| TellerScore | 71 | 86 (stronger) |
| Capital cushion | 57 | 72 (stronger) |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 40 | 98 (stronger) |
| Funding & liquidity | 100 (stronger) | 63 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 47th | 90th |
| Total assets | $247.0M | $230.1M |
| Deposits / shares | $223.5M | $198.3M |
| Capital ratio | 10.68% | 12.23% (stronger) |
| Problem loans | 0.49% | 0.01% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.04% |
| Return on assets | 0.51% | 1.94% (stronger) |
| Loans ÷ deposits | 44.2% (stronger) | 86.6% |
| Uninsured deposits | 15.6% (stronger) | 24.6% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Lincoln County has the higher TellerScore (86 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Union Bank leads on 3 and Bank of Lincoln County on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.