Side-by-side · Q2 2026 data
Union Bank vs Homeland Community Bank
Metric by metric
| Measure | Union Bank | Homeland Community Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 67 |
| Capital cushion | 57 (stronger) | 35 |
| Loan quality | 84 | 88 (stronger) |
| Earnings | 40 | 56 (stronger) |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 47th | 34th |
| Total assets | $247.0M | $244.1M |
| Deposits / shares | $223.5M | $227.2M |
| Capital ratio | 10.68% (stronger) | 8.46% |
| Problem loans | 0.49% | 0.36% (stronger) |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 0.51% | 0.91% (stronger) |
| Loans ÷ deposits | 44.2% (stronger) | 59.8% |
| Uninsured deposits | 15.6% (stronger) | 21.6% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union Bank has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Union Bank leads on 4 and Homeland Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.