Side-by-side · Q2 2026 data
Union Fidelity Federal Credit Union vs Ila 1351 Federal Credit Union
Metric by metric
| Measure | Union Fidelity Federal Credit Union | Ila 1351 Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 60 | 100 (stronger) |
| Earnings | 41 | 68 (stronger) |
| Funding & liquidity | 81 | 92 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 52nd | 92nd |
| Total assets | $28.2M | $17.3M |
| Deposits / shares | $22.4M | $14.1M |
| Capital ratio | 19.70% (stronger) | 17.01% |
| Problem loans | 1.21% | 0.00% (stronger) |
| Net charge-offs | 1.14% | 0.00% (stronger) |
| Return on assets | 0.52% | 1.20% (stronger) |
| Loans ÷ deposits | 79.2% | 68.4% (stronger) |
| Uninsured deposits | 2.7% (stronger) | 8.3% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ila 1351 Federal Credit Union has the higher TellerScore (92 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Union Fidelity Federal Credit Union leads on 2 and Ila 1351 Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.