Side-by-side · Q2 2026 data
Union National Bank and Trust Company of Elgin vs Eureka Savings Bank
Metric by metric
| Measure | Union National Bank and Trust Company of Elgin | Eureka Savings Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 61 |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 81 (stronger) | 56 |
| Funding & liquidity | 45 | 77 (stronger) |
| Problem-loan coverage | 100 (stronger) | 82 |
| Peer percentile | 53rd | 20th |
| Total assets | $421.8M | $435.8M |
| Deposits / shares | $376.9M | $319.5M |
| Capital ratio | 9.85% | 21.56% (stronger) |
| Problem loans | 0.00% (stronger) | 3.05% |
| Net charge-offs | -0.00% (stronger) | 0.02% |
| Return on assets | 1.52% (stronger) | 0.89% |
| Loans ÷ deposits | 91.5% | 83.7% (stronger) |
| Uninsured deposits | 36.6% | 10.9% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.6% |
Union National Bank and Trust Company of Elgin has the higher TellerScore (73 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Union National Bank and Trust Company of Elgin leads on 4 and Eureka Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.