Side-by-side · Q2 2026 data
Union Savings and Loan Association vs Miami Savings Bank
Metric by metric
| Measure | Union Savings and Loan Association | Miami Savings Bank |
|---|---|---|
| TellerScore | 66 | 83 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 70 | 86 (stronger) |
| Earnings | 64 (stronger) | 59 |
| Funding & liquidity | 71 (stronger) | 66 |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 31st | 84th |
| Total assets | $261.8M | $148.3M |
| Deposits / shares | $233.7M | $114.9M |
| Capital ratio | 10.45% | 23.18% (stronger) |
| Problem loans | 0.89% | 0.43% (stronger) |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 1.10% (stronger) | 0.97% |
| Loans ÷ deposits | 89.7% (stronger) | 93.8% |
| Uninsured deposits | 11.0% (stronger) | 11.7% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Miami Savings Bank has the higher TellerScore (83 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Union Savings and Loan Association leads on 3 and Miami Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.