Side-by-side · Q2 2026 data
Union Savings Bank vs National Cooperative Bank, N.A.
Metric by metric
| Measure | Union Savings Bank | National Cooperative Bank, N.A. |
|---|---|---|
| TellerScore | 74 (stronger) | 46 |
| Capital cushion | 55 | 63 (stronger) |
| Loan quality | 77 (stronger) | 11 |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 61 (stronger) | 18 |
| Problem-loan coverage | 88 (stronger) | 63 |
| Peer percentile | 74th | 5th |
| Total assets | $4.0B | $4.3B |
| Deposits / shares | $3.5B | $3.6B |
| Capital ratio | 10.51% | 11.28% (stronger) |
| Problem loans | 0.70% (stronger) | 2.67% |
| Net charge-offs | -0.01% (stronger) | 0.02% |
| Return on assets | 2.01% (stronger) | 1.37% |
| Loans ÷ deposits | 99.7% | 95.5% (stronger) |
| Uninsured deposits | 13.4% (stronger) | 56.7% |
| Offices | 39 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | 13.6% |
Union Savings Bank has the higher TellerScore (74 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Union Savings Bank leads on 5 and National Cooperative Bank, N.A. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.