Side-by-side · Q2 2026 data
Union State Bank vs 1st Community Credit Union
Metric by metric
| Measure | Union State Bank | 1st Community Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 68 |
| Capital cushion | 72 (stronger) | 52 |
| Loan quality | 95 (stronger) | 72 |
| Earnings | 74 (stronger) | 72 |
| Funding & liquidity | 81 (stronger) | 76 |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 82nd | 45th |
| Total assets | $117.6M | $287.6M |
| Deposits / shares | $97.4M | $254.8M |
| Capital ratio | 12.15% (stronger) | 10.16% |
| Problem loans | 0.14% (stronger) | 0.83% |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 1.34% (stronger) | 1.31% |
| Loans ÷ deposits | 79.6% (stronger) | 84.4% |
| Uninsured deposits | 14.1% | 4.0% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.1% | 19.3% |
Union State Bank has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Union State Bank leads on 6 and 1st Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- West Salem, WI