Side-by-side · Q2 2026 data
Union State Bank vs Iowa State Bank
Metric by metric
| Measure | Union State Bank | Iowa State Bank |
|---|---|---|
| TellerScore | 70 | 95 (stronger) |
| Capital cushion | 31 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 66 | 90 (stronger) |
| Funding & liquidity | 81 (stronger) | 77 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 43rd | 99th |
| Total assets | $136.5M | $480.5M |
| Deposits / shares | $125.3M | $392.0M |
| Capital ratio | 8.12% | 15.92% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.15% | 1.76% (stronger) |
| Loans ÷ deposits | 68.6% (stronger) | 70.0% |
| Uninsured deposits | 25.0% (stronger) | 27.0% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | 3.4% |
Iowa State Bank has the higher TellerScore (95 vs 70). On the 6 directional measures above (where higher or lower is clearly better), Union State Bank leads on 2 and Iowa State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.