Side-by-side · Q2 2026 data
Union State Bank vs Lamoure Credit Union
Metric by metric
| Measure | Union State Bank | Lamoure Credit Union |
|---|---|---|
| TellerScore | 70 | 98 (stronger) |
| Capital cushion | 31 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 66 | 91 (stronger) |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 43rd | 98th |
| Total assets | $136.5M | $38.8M |
| Deposits / shares | $125.3M | $31.4M |
| Capital ratio | 8.12% | 18.93% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.15% | 1.76% (stronger) |
| Loans ÷ deposits | 68.6% | 58.2% (stronger) |
| Uninsured deposits | 25.0% | 12.5% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | — |
Lamoure Credit Union has the higher TellerScore (98 vs 70). On the 6 directional measures above (where higher or lower is clearly better), Union State Bank leads on 0 and Lamoure Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.