Side-by-side · Q2 2026 data
Union State Bank vs Union State Bank
Metric by metric
| Measure | Union State Bank | Union State Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 73 |
| Capital cushion | 77 (stronger) | 53 |
| Loan quality | 100 | 100 |
| Earnings | 78 (stronger) | 55 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 87th | 53rd |
| Total assets | $44.3M | $206.2M |
| Deposits / shares | $39.1M | $175.2M |
| Capital ratio | 12.65% (stronger) | 10.29% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.33% (stronger) | -0.01% |
| Return on assets | 1.46% (stronger) | 0.87% |
| Loans ÷ deposits | 47.5% (stronger) | 65.1% |
| Uninsured deposits | 13.7% (stronger) | 34.5% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union State Bank has the higher TellerScore (89 vs 73). On the 6 directional measures above (where higher or lower is clearly better), Union State Bank leads on 6 and Union State Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.