Side-by-side · Q2 2026 data
Union State Bank vs Kansas Teachers Community Credit Union
Credit union
Kansas Teachers Community Credit Union
Pittsburg, Kansas · $100 million – $1 billion
Metric by metric
| Measure | Union State Bank | Kansas Teachers Community Credit Union |
|---|---|---|
| TellerScore | 79 | 83 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 94 (stronger) | 59 |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 63 | 98 (stronger) |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 63rd | 83rd |
| Total assets | $73.8M | $125.3M |
| Deposits / shares | $65.2M | $106.1M |
| Capital ratio | 10.36% | 15.27% (stronger) |
| Problem loans | 0.18% (stronger) | 1.24% |
| Net charge-offs | 0.08% (stronger) | 0.60% |
| Return on assets | 2.91% (stronger) | 1.36% |
| Loans ÷ deposits | 86.6% | 62.5% (stronger) |
| Uninsured deposits | 24.6% | 0.4% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kansas Teachers Community Credit Union has the higher TellerScore (83 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Union State Bank leads on 3 and Kansas Teachers Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.