Side-by-side · Q2 2026 data
Union State Bank vs Community National Bank
Metric by metric
| Measure | Union State Bank | Community National Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 67 |
| Capital cushion | 52 (stronger) | 47 |
| Loan quality | 94 (stronger) | 51 |
| Earnings | 71 | 86 (stronger) |
| Funding & liquidity | 87 | 98 (stronger) |
| Problem-loan coverage | 98 (stronger) | 82 |
| Peer percentile | 64th | 34th |
| Total assets | $719.1M | $853.1M |
| Deposits / shares | $633.3M | $772.6M |
| Capital ratio | 10.25% (stronger) | 9.66% |
| Problem loans | 0.19% (stronger) | 1.47% |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 1.27% | 1.65% (stronger) |
| Loans ÷ deposits | 68.4% | 49.1% (stronger) |
| Uninsured deposits | 19.1% | 17.3% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.0% | 1.6% |
Union State Bank has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Union State Bank leads on 3 and Community National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.