Side-by-side · Q2 2026 data
Union State Bank vs RCB Bank
Metric by metric
| Measure | Union State Bank | RCB Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 72 |
| Capital cushion | 52 | 57 (stronger) |
| Loan quality | 94 (stronger) | 69 |
| Earnings | 71 | 79 (stronger) |
| Funding & liquidity | 87 | 88 (stronger) |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 64th | 66th |
| Total assets | $719.1M | $4.0B |
| Deposits / shares | $633.3M | $3.5B |
| Capital ratio | 10.25% | 10.70% (stronger) |
| Problem loans | 0.19% (stronger) | 0.94% |
| Net charge-offs | 0.01% (stronger) | 0.11% |
| Return on assets | 1.27% | 1.47% (stronger) |
| Loans ÷ deposits | 68.4% | 64.9% (stronger) |
| Uninsured deposits | 19.1% (stronger) | 21.9% |
| Offices | 10 | 55 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.0% | 9.7% |
Union State Bank has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Union State Bank leads on 4 and RCB Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wichita, KS
- Winfield, KS
- Arkansas City, KS
- Bartlesville, OK