Side-by-side · Q2 2026 data
Union State Bank vs Omaha Public Power Dist Emp Federal Credit Union
Credit union
Omaha Public Power Dist Emp Federal Credit Union
Omaha, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Union State Bank | Omaha Public Power Dist Emp Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 98 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 33 | 100 (stronger) |
| Earnings | 37 | 92 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 65 | 100 (stronger) |
| Peer percentile | 7th | 98th |
| Total assets | $212.5M | $34.8M |
| Deposits / shares | $191.7M | $26.0M |
| Capital ratio | 9.61% | 25.22% (stronger) |
| Problem loans | 2.00% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.07% |
| Return on assets | 0.43% | 1.79% (stronger) |
| Loans ÷ deposits | 51.2% | 29.7% (stronger) |
| Uninsured deposits | 23.0% | 0.6% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Omaha Public Power Dist Emp Federal Credit Union has the higher TellerScore (98 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Union State Bank leads on 1 and Omaha Public Power Dist Emp Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.