Side-by-side · Q2 2026 data
Union State Bank vs Bank 1st
Metric by metric
| Measure | Union State Bank | Bank 1st |
|---|---|---|
| TellerScore | 71 | 91 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 77 (stronger) | 72 |
| Funding & liquidity | 83 (stronger) | 76 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 47th | 96th |
| Total assets | $168.7M | $166.1M |
| Deposits / shares | $142.5M | $128.6M |
| Capital ratio | 9.28% | 15.20% (stronger) |
| Problem loans | 0.51% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.41% (stronger) | 1.30% |
| Loans ÷ deposits | 73.5% (stronger) | 74.2% |
| Uninsured deposits | 18.0% (stronger) | 24.3% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank 1st has the higher TellerScore (91 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Union State Bank leads on 4 and Bank 1st on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.