Side-by-side · Q2 2026 data
Union Yes Federal Credit Union vs Vision One Credit Union
Metric by metric
| Measure | Union Yes Federal Credit Union | Vision One Credit Union |
|---|---|---|
| TellerScore | 74 | 78 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 68 (stronger) | 44 |
| Funding & liquidity | 100 (stronger) | 38 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 49th | 59th |
| Total assets | $89.0M | $92.0M |
| Deposits / shares | $80.0M | $76.6M |
| Capital ratio | 8.62% | 16.06% (stronger) |
| Problem loans | 0.00% (stronger) | 0.21% |
| Net charge-offs | -0.03% (stronger) | 0.43% |
| Return on assets | 1.20% (stronger) | 0.60% |
| Loans ÷ deposits | 48.7% (stronger) | 102.8% |
| Uninsured deposits | 14.1% (stronger) | 32.2% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vision One Credit Union has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Union Yes Federal Credit Union leads on 5 and Vision One Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.