Side-by-side · Q2 2026 data
United Bank vs Colony Bank
Metric by metric
| Measure | United Bank | Colony Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 64 |
| Capital cushion | 78 (stronger) | 50 |
| Loan quality | 92 (stronger) | 75 |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 87 (stronger) | 59 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 99th | 33rd |
| Total assets | $2.2B | $3.6B |
| Deposits / shares | $1.9B | $3.0B |
| Capital ratio | 12.75% (stronger) | 9.97% |
| Problem loans | 0.23% (stronger) | 0.76% |
| Net charge-offs | -0.00% (stronger) | 0.28% |
| Return on assets | 2.50% (stronger) | 1.08% |
| Loans ÷ deposits | 49.3% (stronger) | 82.0% |
| Uninsured deposits | 27.0% (stronger) | 32.4% |
| Offices | 17 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.2% | 4.8% |
United Bank has the higher TellerScore (89 vs 64). On the 7 directional measures above (where higher or lower is clearly better), United Bank leads on 7 and Colony Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Thomaston, GA
- Macon, GA