Side-by-side · Q2 2026 data
United Bank vs PrimeSouth Bank
Metric by metric
| Measure | United Bank | PrimeSouth Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 66 |
| Capital cushion | 78 (stronger) | 70 |
| Loan quality | 92 (stronger) | 51 |
| Earnings | 100 (stronger) | 97 |
| Funding & liquidity | 87 (stronger) | 33 |
| Problem-loan coverage | 98 (stronger) | 80 |
| Peer percentile | 99th | 40th |
| Total assets | $2.2B | $1.6B |
| Deposits / shares | $1.9B | $1.3B |
| Capital ratio | 12.75% (stronger) | 12.03% |
| Problem loans | 0.23% (stronger) | 1.48% |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | 2.50% (stronger) | 1.92% |
| Loans ÷ deposits | 49.3% (stronger) | 98.0% |
| Uninsured deposits | 27.0% (stronger) | 41.4% |
| Offices | 17 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.2% | 5.9% |
United Bank has the higher TellerScore (89 vs 66). On the 7 directional measures above (where higher or lower is clearly better), United Bank leads on 7 and PrimeSouth Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.