Side-by-side · Q2 2026 data
United Bank vs Queensborough National Bank & Trust Company
Bank
Queensborough National Bank & Trust Company
Louisville, Georgia · $1 billion – $10 billion
Metric by metric
| Measure | United Bank | Queensborough National Bank & Trust Company |
|---|---|---|
| TellerScore | 89 (stronger) | 62 |
| Capital cushion | 78 (stronger) | 36 |
| Loan quality | 92 (stronger) | 80 |
| Earnings | 100 (stronger) | 64 |
| Funding & liquidity | 87 (stronger) | 64 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 99th | 27th |
| Total assets | $2.2B | $2.3B |
| Deposits / shares | $1.9B | $2.1B |
| Capital ratio | 12.75% (stronger) | 8.64% |
| Problem loans | 0.23% (stronger) | 0.59% |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | 2.50% (stronger) | 1.09% |
| Loans ÷ deposits | 49.3% (stronger) | 67.6% |
| Uninsured deposits | 27.0% (stronger) | 41.0% |
| Offices | 17 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.2% | 7.8% |
United Bank has the higher TellerScore (89 vs 62). On the 7 directional measures above (where higher or lower is clearly better), United Bank leads on 7 and Queensborough National Bank & Trust Company on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.