Side-by-side · Q2 2026 data
United Bank vs 1st Federal Savings Bank of SC, Inc.
Bank
1st Federal Savings Bank of SC, Inc.
Walterboro, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | United Bank | 1st Federal Savings Bank of SC, Inc. |
|---|---|---|
| TellerScore | 74 (stronger) | 68 |
| Capital cushion | 66 (stronger) | 47 |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 82 (stronger) | 44 |
| Funding & liquidity | 44 | 70 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 87th | 37th |
| Total assets | $33.6B | $151.6M |
| Deposits / shares | $27.3B | $134.3M |
| Capital ratio | 11.60% (stronger) | 9.68% |
| Problem loans | 0.44% | 0.00% (stronger) |
| Net charge-offs | 0.09% | 0.01% (stronger) |
| Return on assets | 1.56% (stronger) | 0.61% |
| Loans ÷ deposits | 90.5% | 86.1% (stronger) |
| Uninsured deposits | 38.3% | 18.5% (stronger) |
| Offices | 232 | 2 |
| CFPB complaints (3 yrs) | 97 | — |
| Complaints per $1B deposits | 3.5 | — |
| Mortgage denial rate (HMDA) | 20.3% | — |
United Bank has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), United Bank leads on 3 and 1st Federal Savings Bank of SC, Inc. on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.