Side-by-side · Q2 2026 data
United Bank vs Atlantic Union Bank
Metric by metric
| Measure | United Bank | Atlantic Union Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 66 (stronger) | 64 |
| Loan quality | 85 (stronger) | 83 |
| Earnings | 82 | 85 (stronger) |
| Funding & liquidity | 44 | 44 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 87th | 83rd |
| Total assets | $33.6B | $38.0B |
| Deposits / shares | $27.3B | $30.6B |
| Capital ratio | 11.60% (stronger) | 11.45% |
| Problem loans | 0.44% (stronger) | 0.50% |
| Net charge-offs | 0.09% | 0.03% (stronger) |
| Return on assets | 1.56% | 1.62% (stronger) |
| Loans ÷ deposits | 90.5% (stronger) | 92.9% |
| Uninsured deposits | 38.3% | 36.4% (stronger) |
| Offices | 232 | 177 |
| CFPB complaints (3 yrs) | 97 | 132 |
| Complaints per $1B deposits | 3.5 (stronger) | 4.3 |
| Mortgage denial rate (HMDA) | 20.3% | 23.3% |
United Bank has the higher TellerScore (74 vs 73). On the 8 directional measures above (where higher or lower is clearly better), United Bank leads on 5 and Atlantic Union Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Richmond, VA
- Fredericksburg, VA
- Washington, DC
- Fairfax, VA
- Midlothian, VA
- Charlottesville, VA
- Harrisonburg, VA
- Silver Spring, MD
- Alexandria, VA
- Arlington, VA
- Mclean, VA
- Front Royal, VA
- Bethesda, MD
- Rockville, MD
- Ashburn, VA
- Lynchburg, VA
- Mechanicsville, VA
- Reston, VA
- Vienna, VA
- Leesburg, VA
- Tappahannock, VA
- Elizabeth City, NC
- Woodbridge, VA
- Baltimore, MD
- Purcellville, VA
- Waynesboro, VA
- Annapolis, MD
- Springfield, VA
- Chantilly, VA
- Burgess, VA