Side-by-side · Q2 2026 data
United Bank vs Beacon Credit Union, Incorporated
Metric by metric
| Measure | United Bank | Beacon Credit Union, Incorporated |
|---|---|---|
| TellerScore | 74 | 74 |
| Capital cushion | 66 | 66 |
| Loan quality | 85 | 92 (stronger) |
| Earnings | 82 (stronger) | 63 |
| Funding & liquidity | 44 | 60 (stronger) |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 87th | 63rd |
| Total assets | $33.6B | $391.6M |
| Deposits / shares | $27.3B | $342.0M |
| Capital ratio | 11.60% (stronger) | 11.60% |
| Problem loans | 0.44% | 0.24% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.29% |
| Return on assets | 1.56% (stronger) | 1.08% |
| Loans ÷ deposits | 90.5% (stronger) | 99.8% |
| Uninsured deposits | 38.3% | 2.5% (stronger) |
| Offices | 232 | 10 |
| CFPB complaints (3 yrs) | 97 | — |
| Complaints per $1B deposits | 3.5 | — |
| Mortgage denial rate (HMDA) | 20.3% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), United Bank leads on 4 and Beacon Credit Union, Incorporated on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.