Side-by-side · Q2 2026 data
United Bank vs Grand Savings Bank
Metric by metric
| Measure | United Bank | Grand Savings Bank |
|---|---|---|
| TellerScore | 74 | 80 (stronger) |
| Capital cushion | 57 | 70 (stronger) |
| Loan quality | 97 (stronger) | 79 |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 60 | 64 (stronger) |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 57th | 90th |
| Total assets | $296.0M | $1.0B |
| Deposits / shares | $260.3M | $897.8M |
| Capital ratio | 10.66% | 11.97% (stronger) |
| Problem loans | 0.10% (stronger) | 0.63% |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 1.20% | 2.19% (stronger) |
| Loans ÷ deposits | 93.6% | 92.7% (stronger) |
| Uninsured deposits | 21.5% | 18.4% (stronger) |
| Offices | 5 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.9% | 7.9% |
Grand Savings Bank has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), United Bank leads on 1 and Grand Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.