Side-by-side · Q2 2026 data
United Bank of Iowa vs Northwest Bank
Metric by metric
| Measure | United Bank of Iowa | Northwest Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 70 |
| Capital cushion | 53 (stronger) | 51 |
| Loan quality | 91 | 92 (stronger) |
| Earnings | 72 | 74 (stronger) |
| Funding & liquidity | 72 (stronger) | 51 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 70th | 58th |
| Total assets | $2.5B | $3.0B |
| Deposits / shares | $2.0B | $2.6B |
| Capital ratio | 10.34% (stronger) | 10.12% |
| Problem loans | 0.26% | 0.23% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.04% |
| Return on assets | 1.29% | 1.35% (stronger) |
| Loans ÷ deposits | 84.4% (stronger) | 93.9% |
| Uninsured deposits | 18.2% (stronger) | 28.8% |
| Offices | 36 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | 6.0% |
United Bank of Iowa has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), United Bank of Iowa leads on 5 and Northwest Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.