Side-by-side · Q2 2026 data
United Bank of Iowa vs Quad City Bank and Trust Company
Metric by metric
| Measure | United Bank of Iowa | Quad City Bank and Trust Company |
|---|---|---|
| TellerScore | 73 (stronger) | 70 |
| Capital cushion | 53 | 60 (stronger) |
| Loan quality | 91 (stronger) | 83 |
| Earnings | 72 | 80 (stronger) |
| Funding & liquidity | 72 (stronger) | 42 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 70th | 58th |
| Total assets | $2.5B | $2.8B |
| Deposits / shares | $2.0B | $2.4B |
| Capital ratio | 10.34% | 11.01% (stronger) |
| Problem loans | 0.26% (stronger) | 0.51% |
| Net charge-offs | -0.01% (stronger) | 0.50% |
| Return on assets | 1.29% | 1.50% (stronger) |
| Loans ÷ deposits | 84.4% | 78.3% (stronger) |
| Uninsured deposits | 18.2% (stronger) | 51.0% |
| Offices | 36 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | 4.6% |
United Bank of Iowa has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), United Bank of Iowa leads on 4 and Quad City Bank and Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.