Side-by-side · Q2 2026 data
United Bank of Iowa vs Visionbank of Iowa
Metric by metric
| Measure | United Bank of Iowa | Visionbank of Iowa |
|---|---|---|
| TellerScore | 73 (stronger) | 64 |
| Capital cushion | 53 (stronger) | 44 |
| Loan quality | 91 (stronger) | 76 |
| Earnings | 72 | 80 (stronger) |
| Funding & liquidity | 72 (stronger) | 47 |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 70th | 26th |
| Total assets | $2.5B | $896.1M |
| Deposits / shares | $2.0B | $758.9M |
| Capital ratio | 10.34% (stronger) | 9.43% |
| Problem loans | 0.26% (stronger) | 0.71% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.29% | 1.51% (stronger) |
| Loans ÷ deposits | 84.4% (stronger) | 98.4% |
| Uninsured deposits | 18.2% (stronger) | 28.2% |
| Offices | 36 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | 9.6% |
United Bank of Iowa has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), United Bank of Iowa leads on 6 and Visionbank of Iowa on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.