Side-by-side · Q2 2026 data
United Bank of Iowa vs West Bank
Metric by metric
| Measure | United Bank of Iowa | West Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 71 |
| Capital cushion | 53 | 58 (stronger) |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 72 (stronger) | 68 |
| Funding & liquidity | 72 (stronger) | 35 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 70th | 63rd |
| Total assets | $2.5B | $4.0B |
| Deposits / shares | $2.0B | $3.4B |
| Capital ratio | 10.34% | 10.79% (stronger) |
| Problem loans | 0.26% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 1.29% (stronger) | 1.19% |
| Loans ÷ deposits | 84.4% (stronger) | 87.1% |
| Uninsured deposits | 18.2% (stronger) | 49.5% |
| Offices | 36 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | 9.7% |
United Bank of Iowa has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), United Bank of Iowa leads on 5 and West Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.