Side-by-side · Q2 2026 data
United Bank of Union vs Regional Missouri Bank
Metric by metric
| Measure | United Bank of Union | Regional Missouri Bank |
|---|---|---|
| TellerScore | 48 | 84 (stronger) |
| Capital cushion | 46 | 66 (stronger) |
| Loan quality | 21 | 98 (stronger) |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 50 | 65 (stronger) |
| Problem-loan coverage | 59 | 99 (stronger) |
| Peer percentile | 6th | 86th |
| Total assets | $577.5M | $597.4M |
| Deposits / shares | $491.1M | $500.7M |
| Capital ratio | 9.65% | 11.61% (stronger) |
| Problem loans | 2.36% | 0.07% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 1.46% | 2.26% (stronger) |
| Loans ÷ deposits | 96.9% | 92.5% (stronger) |
| Uninsured deposits | 26.9% | 17.6% (stronger) |
| Offices | 3 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.1% |
Regional Missouri Bank has the higher TellerScore (84 vs 48). On the 7 directional measures above (where higher or lower is clearly better), United Bank of Union leads on 1 and Regional Missouri Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.