Side-by-side · Q2 2026 data
United Business & Industry Federal Credit Union vs Sikorsky Financial Credit Union
Credit union
United Business & Industry Federal Credit Union
Plainville, Connecticut · $100 million – $1 billion
Metric by metric
| Measure | United Business & Industry Federal Credit Union | Sikorsky Financial Credit Union |
|---|---|---|
| TellerScore | 77 | 84 (stronger) |
| Capital cushion | 66 | 79 (stronger) |
| Loan quality | 97 (stronger) | 92 |
| Earnings | 65 | 77 (stronger) |
| Funding & liquidity | 68 | 78 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 71st | 93rd |
| Total assets | $141.4M | $1.5B |
| Deposits / shares | $124.3M | $1.3B |
| Capital ratio | 11.57% | 12.93% (stronger) |
| Problem loans | 0.09% (stronger) | 0.25% |
| Net charge-offs | 0.55% | 0.11% (stronger) |
| Return on assets | 1.13% | 1.42% (stronger) |
| Loans ÷ deposits | 92.3% | 82.6% (stronger) |
| Uninsured deposits | 11.7% | 4.7% (stronger) |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sikorsky Financial Credit Union has the higher TellerScore (84 vs 77). On the 7 directional measures above (where higher or lower is clearly better), United Business & Industry Federal Credit Union leads on 1 and Sikorsky Financial Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.