Side-by-side · Q2 2026 data
United Citizens Bank & Trust Company vs Century Bank of Kentucky, Inc.
Metric by metric
| Measure | United Citizens Bank & Trust Company | Century Bank of Kentucky, Inc. |
|---|---|---|
| TellerScore | 56 | 84 (stronger) |
| Capital cushion | 50 | 54 (stronger) |
| Loan quality | 41 | 100 (stronger) |
| Earnings | 62 | 100 (stronger) |
| Funding & liquidity | 71 | 85 (stronger) |
| Problem-loan coverage | 72 | 100 (stronger) |
| Peer percentile | 13th | 86th |
| Total assets | $219.3M | $208.1M |
| Deposits / shares | $197.5M | $188.0M |
| Capital ratio | 10.02% | 10.41% (stronger) |
| Problem loans | 1.78% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.05% | 2.17% (stronger) |
| Loans ÷ deposits | 89.1% | 75.3% (stronger) |
| Uninsured deposits | 12.6% (stronger) | 14.3% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
Century Bank of Kentucky, Inc. has the higher TellerScore (84 vs 56). On the 7 directional measures above (where higher or lower is clearly better), United Citizens Bank & Trust Company leads on 1 and Century Bank of Kentucky, Inc. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.