Side-by-side · Q2 2026 data
United Citizens Bank & Trust Company vs Citizens Bank & Trust Co. of Jackson
Metric by metric
| Measure | United Citizens Bank & Trust Company | Citizens Bank & Trust Co. of Jackson |
|---|---|---|
| TellerScore | 56 (stronger) | 42 |
| Capital cushion | 50 (stronger) | 47 |
| Loan quality | 41 (stronger) | 0 |
| Earnings | 62 (stronger) | 61 |
| Funding & liquidity | 71 | 75 (stronger) |
| Problem-loan coverage | 72 (stronger) | 49 |
| Peer percentile | 13th | 3rd |
| Total assets | $219.3M | $217.3M |
| Deposits / shares | $197.5M | $190.9M |
| Capital ratio | 10.02% (stronger) | 9.71% |
| Problem loans | 1.78% (stronger) | 3.35% |
| Net charge-offs | 0.03% (stronger) | 0.10% |
| Return on assets | 1.05% (stronger) | 1.02% |
| Loans ÷ deposits | 89.1% | 84.1% (stronger) |
| Uninsured deposits | 12.6% (stronger) | 16.3% |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
United Citizens Bank & Trust Company has the higher TellerScore (56 vs 42). On the 7 directional measures above (where higher or lower is clearly better), United Citizens Bank & Trust Company leads on 6 and Citizens Bank & Trust Co. of Jackson on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.