Side-by-side · Q2 2026 data
United Community Bank vs Community Credit Union of Florida
Metric by metric
| Measure | United Community Bank | Community Credit Union of Florida |
|---|---|---|
| TellerScore | 67 | 70 (stronger) |
| Capital cushion | 45 | 63 (stronger) |
| Loan quality | 83 | 93 (stronger) |
| Earnings | 76 (stronger) | 40 |
| Funding & liquidity | 51 | 67 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 63rd | 58th |
| Total assets | $29.0B | $1.4B |
| Deposits / shares | $24.1B | $1.2B |
| Capital ratio | 9.52% | 11.25% (stronger) |
| Problem loans | 0.51% | 0.22% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.48% |
| Return on assets | 1.40% (stronger) | 0.50% |
| Loans ÷ deposits | 82.3% (stronger) | 92.7% |
| Uninsured deposits | 39.4% | 16.1% (stronger) |
| Offices | 190 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.4% | 28.3% |
Community Credit Union of Florida has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), United Community Bank leads on 3 and Community Credit Union of Florida on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.